When you are broke and are planning to file for bankruptcy in Hawaii, it is time you consult an attorney. Bankruptcy process involves paperwork, and this can be handled only by a qualified and experienced Hawaii bankruptcy lawyer. In most cases, those filing for bankruptcy cannot afford lawyer fee, in such circumstances you can be a pro se debtor, negotiate fee, opt for free legal support from legal aid society, clear fees under Chapter 13 repayment plan or find a pro bono attorney. Though hiring a bankruptcy lawyer may not be necessary to file for bankruptcy it is advised to go for one based on the type of bankruptcy to be files, severity of the case and the time and effort you are willing to spend on a case.
If you are unable to bear the burden of the fee you can negotiate with the lawyer. You can propose an amount and get it approved by the attorney. There are bankruptcy lawyer that are affordable and if you shop around you can find the right service provider in your locality. Legal Aid Society and Legal Clinics offer assistance to individuals who need assistance to file bankruptcy. The bankruptcy courts have come up with information centers to help self-represented debtors. The local bankruptcy court is the right destination to start your search.
Locating a pro bono attorney could be the right choice if you are unable to pay the service charges. Most lawyers take up cases pro bono every year. This means there is no worry of paying service charges to the bankruptcy attorney. You can find a pro bono lawyer online or contact your state bar association. You can also check out with the American Bankruptcy Institute’s Pro Bono Locater. If neither of these works, filing Chapter 13 bankruptcy is suggested. This is also referred to as fee only Chapter 13 Bankruptcy.